| What We Do
Performance Financial Solutions, L.L.C.’s primary goal is to improve your quality of life by offering sound solutions to fit your individual needs.
First, we listen to the needs and concerns of the individuals and families looking for assistance. With your needs in mind, we evaluate your credit situation and complete an extensive review of your credit reports on all three bureaus to identify each error, misrepresentation or discover any unverified information that is affecting your credit score. We then produce and send disputes on all identified areas of your credit to each credit bureau. Everything is sent out in one massive mailing once to maximize the effectiveness of the disputes and reduce the time required to get the score to the level it should be.
Most repair companies want you to pay an up front fee and then a monthly fee. They drag out the process for up to 18 months by disputing only one item at a time. This is costly, up to $1,800.00, and ineffective.
After completing our credit review and developing a personalized action plan, your restoration specialist will produce customized disputes for each identified item.
$699.00 - The Six (6) Month Individual Contract includes up to three attempts to remove all errors, misrepresentations, outdated or unverified information on all three (3) major credit reporting agencies.
Unlike other companies NO FEE WILL BE COLLECTED UNTIL THE CLIENT HAS COMPLETED A PERSONAL CREDIT REVIEW WITH A CREDIT RESTORATION SPECIALIST, A STRATEGY HAS BEEN DEVELOPED AND ALL DISPUTES HAVE BEEN PRODUCED. That’s right, we do the work first and then collect our fee.
Performance Financial Solutions, L.L.C. will perform all services by utilizing the provisions outlined in the Fair Credit Reporting Act to correct errors, misrepresentations, outdated or unverified information contained within your credit files.
The Fair Credit Reporting Act (FCRA) was developed to protect you from abuse that may result in an unfair description of your credit worthiness. Knowing the following six basic rights is essential to understanding how we successfully restore your credit.
Right #1: You are allowed to challenge the accuracy of your credit report at any time.
Right #2: The credit reporting agency MUST reinvestigate anything you challenge.
Right #3: The Credit reporting agency MUST reinvestigate the disputed information within a 30 day period. The time period begins when the reporting bureau receives the dispute(s). The only exception to the rule: If the individual (client) sends additional information or documentation to the reporting agency, that agency then has the right to extend the deadline up to 15 additional days.
Right #4: If an error is detected it must be removed from the credit file by the reporting agency promptly.
Right #5: If the reporting agency (credit bureau) CANNOT or DOES NOT confirm the information you have challenged within a reasonable time period (30 days), it must delete that information from your credit file.
Right #6: If a creditor verifies the information and the credit bureau responds in a timely manor, the item must remain on the record. If you maintain that the information reported is in dispute, you have the right to submit a consumer statement detailing your view of the issue. This statement MUST accompany each report that the bureau sends to any company running credit.
Call us today at 877-728-1854 or download our application package to get started. We'll get you back the credit score you deserve!
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